Jiraaf Blogs

Your investment portfolio is much like a ship charting its course through changing tides. To stay steady and move forward, it needs both anchors and sails. Government bonds serve as an anchor, with their sovereign guarantee protecting your capital when markets turn rough. Private bonds, on the other hand, are the sails that capture the […]

Every investor basically has two growth options; they can either play it safe and settle for slower growth or take a higher risk for better capital appreciation. That’s because most investments are designed with a trade-off; the safer they are, the lower the returns, and the riskier they get, the higher the potential reward.   It’s […]

As India moves closer to becoming a $5-trillion economy, the demand for steady infrastructure funding is rising fast, and every new airport, metro line, or solar park you see isn’t just changing how we live; it’s also quietly creating long-term wealth-creating opportunities for you. And this is where Infrastructure Investment Trusts (InvITs) come in. They […]

A time to relax, travel, and spend your days doing what you love most; that’s what retirement should be like. A thoughtfully structured retirement budget ensures you have enough income to cover all your expenses, enjoy your interests, and maintain financial independence for your retired life.  In this guide, we’ll explore why creating a retirement […]

If you’ve ever wondered why some people swear by the stock market while others stick to debt options, you’re not alone. Most salaried investors know about equity and debt, but aren’t quite sure how they truly differ or which one suits their goals better.  Equity can multiply your wealth, but it comes with higher risks. […]

This might break a few hearts—and maybe even shake the lockers a little but the truth is that gold, India’s most beloved asset and traditional hedge against inflation, isn’t always the golden investment it’s believed to be.  For generations, Indian households have equated gold with safety, prosperity, financial wisdom, and  a status symbol too. It’s […]

Bonds are designed with specific purposes—some aim to preserve capital, others generate steady income, and a few deliver better long-term returns. Each bond serves a different type of investor, depending on risk appetite, financial goals, and time horizon.  In India, the bond market has evolved far beyond traditional government securities. Today, investors can choose from […]

Having ₹5 lakh in your hands brings with it a real opportunity to make your money work for you. This amount is versatile enough to be invested in multiple ways across different assets, risk levels, and time horizons, so you can balance growth, stability, and flexibility. Leaving it idle in a savings account comes with […]

Investing ₹10,000 might not sound like a big move, but for many people, it’s the first real step toward taking control of their money. Maybe you’ve just started earning and saving, and now want to grow your savings. Or perhaps you’ve managed to set aside a little extra and want it to work and earn […]