Blogs

Ever looked at your payslip and wondered why your take-home salary is lower than your CTC? One of the usual reasons for this is Tax Deducted at Source (TDS). It’s a smart mechanism the government uses to collect income tax in a phased manner. Rather than waiting for the end of the financial year, TDS […]

Paying taxes might not be the most exciting part of your year, but it’s a must if you want to stay on the right side of the law (and avoid unwanted penalties). While filing your income tax return, you’ve likely come across terms like advance tax and self-assessment tax and wondered what’s the difference, and […]

Every year, countless taxpayers end up overpaying taxes, sometimes knowingly, often without knowing it. This can happen for several reasons, like maybe too much TDS was deducted, you changed jobs mid-year and didn’t consolidate income properly, or you made tax-saving investments but forgot to declare them. Whatever the reason, if you’ve paid more tax than necessary, […]

Global bond markets are witnessing a realignment as Japan’s 30-year government bond yields surge to unprecedented levels of 3.185%, while US treasury yields simultaneously spike with the 30-year treasury breaching the critical 5% threshold. This confluence of events signals a significant shift in global fixed-income markets, driven by persistent inflationary pressures and mounting fiscal concerns […]

The yield curve is one of the most closely watched indicators in finance and economics. While it might seem like a simple chart showing interest rates on government bonds, in reality, it tells a deeper story—one that reflects how investors view the future of the economy, inflation, and interest rates.  Unlike many financial indicators, the […]

The escalating impact of climate change has significantly influenced global investment strategies, prompting a growing alignment of capital allocation with climate change mitigation and sustainability goals. In response, a wide array of financial structures, funds, and global initiatives have come up to channel capital toward projects and enterprises that address environmental challenges. Corporate Social Responsibility […]

When it comes to investing, most scintillating conversations revolve around stocks. But there’s an entire world of opportunities that lives beyond stocks—quieter, more stable, and often overlooked: the debt market.  The debt market is where the government and the companies borrow money from investors in exchange for regular interest payments. In India, the debt market […]

If you’re earning over ₹12 lakh a year, taxes can quietly but surely take a larger share of every raise you get. And if your salary structure isn’t optimized or your investments aren’t tax-efficient, you could be overpaying taxes, often without realizing it.  Even though Budget 2025 introduced welcome relief by expanding the zero-tax threshold […]

Taxes are a certainty of life. In India, taxes fall broadly into two categories: direct tax and indirect tax. While one is levied on income, the other is embedded in nearly everything you purchase.  Consider this: as the financial year ends, you carefully review your salary slips, bank statements, and investment proofs to file your […]