Jiraaf Blogs

Bond prices tell you what you pay when you buy them. Bond yield tells you what you truly earn at the end of maturity. But each moves in the opposite direction. This blog explains their relationship, so you can accurately evaluate the asset before investing.   Many investors look at a bond’s coupon rate and assume that is the return they will earn. While this may hold true if the […]

Subordinated debt offers higher yields, but it comes with lower repayment priority during financial stress. Understand its meaning, types, risks, and regulatory role before you invest; read the full guide now.  When you compare two bonds issued by the same company and see that one offers a higher interest rate than the other, it is natural to […]

There was a time when most of the deals were sealed with a handshake and word of mouth. But that reality has faded. Today, lenders think twice before lending, businesses stay alert to the risk of default, and individuals want clarity and protection before committing to deals.  As transactions grow larger, relying on trust alone doesn’t seem practical. To manage this risk, […]

It has become easier than ever to leverage your skills as a student and earn some extra pocket money, or even create sustainable passive income sources for your future. This blog covers ideas on how you can create multiple income sources as a student in India, with little effort.  In 2026, being a student in India is more expensive, […]

Low-risk investments help protect your capital while delivering stable, predictable returns through options like fixed deposits, government-backed schemes, and low-risk mutual funds. Explore this guide to understand the best low-risk investment options in India and what to consider before investing.  Not every investment decision needs to chase high returns or ride market volatility. For many investors, the […]

Planning for your family’s future starts with the right insurance choice. Explore endowment plans in detail, compare them with other life insurance options, and choose a policy that protects your loved ones, no matter what the future holds.  If your household EMIs, your child’s school fees, daily expenses, and long-term goals depend largely on a single income, it’s worth asking […]

India offers NRIs multiple passive income avenues, from investment-grade bonds and G-secs to dividend-paying equities and income-yielding real estate. Explore the full blog to understand which options align with your risk profile and long-term income goals.  For many NRIs, India remains an emotional anchor; a place of family, familiarity, and long-term connection. But increasingly, it is also becoming a […]

Portfolio rebalancing is the process of realigning your investments to their original asset allocation as markets change, helping you manage risk and keep your portfolio aligned with your financial goals.  No matter how well you design your portfolio, market conditions keep changing. Some assets perform better when the markets rally; others hold their ground during economic slowdowns […]

A Specialized Investment Fund (SIF) is a flexible investment vehicle designed primarily for institutional investors, well-informed investors (including HNIs), and other experienced market participants. Known for their adaptability in asset allocation and light-touch regulation, SIFs have become a preferred choice for sophisticated investors seeking diversified exposure across asset classes such as private equity, real estate, […]