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In our journey since Sept-2021, we have delivered

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    Opportunities earlier available to only the ultra-rich, now accessible to all
    The opportunities to build generational wealth have always remained with those with generational wealth. We are striving to bridge the long-existing accessibility gap to such high-hanging fruits of investment for the common investor.
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      Corporate Debt <br> (unlisted)
      Corporate Debt
      (unlisted)
      • IRR10 - 16%
      • Tenure12-36 months
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      Invoice <br> Discounting
      Invoice
      Discounting
      • IRR11 - 13%
      • Tenure1 - 6 months
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      Asset <br> Leasing
      Asset
      Leasing
      • IRR11 - 22%
      • Tenure24 - 48 months
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      Venture <br> Debt
      Venture
      Debt
      • IRR15 - 18%
      • Tenure12 -24 months
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    Invest across multiple asset classes

    The one-stop solution for everything fixed income. Choose from a wide range of asset classes, returns, risk profiles and tenors to build a portfolio that meets your investment needs and goals.

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    Boost your investment portfolio with new-age alternative investment opportunities.

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    Higher returns than traditional fixed income assets.
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    Always know when your next payout is due. Plan better.
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    A single platform to achieve all your financial goals
    • Love a secondary Income
      Love a secondary Income

      Choose our leasing product that gives monthly cash flows

    • Prefer constant liquidity
      Prefer constant liquidity

      Choose our invoice discounting products and earn returns in 30 – 90 days

    • Low effort investing
      Low effort investing

      Earn high returns for tenors with 2 – 3 years with corporate debt opportunities

    Diversify your portfolio with non-market linked returns
    • A TYPICAL PORTFOLIO
    • BALANCED PORTFOLIO
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    Jiraaf provides you the opportunity to diversify your investments from traditional fixed income asset classes to help you earn higher returns

    • Risk-assessed

      The deals available on our platform undergo our rigorous and thorough internal credit and risk framework.

    • Diversified investments

      Choose to invest in opportunities across multiple asset classes.

    • Ease of investing

      Easy to understand platform with insights and knowledge to up the performance of your portfolio.

    • Secured deals

      Access to opportunities that are backed by solid collateral or identified cashflows.

    We do the heavy-lifting to make investment easy for you

    Get access to curated, risk-assessed opportunities designed for retail investors

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    Our recent successful deals

    Exciting deals across tenures, asset classes and returns.

    • The Infrastructure industry in India is growing – so is your money with Aris

      Aris Invoice

      100% subscribed

      • Gross Returns12.6%
      • Tenure3 months
    • Founded by Sachin Bansal (Ex-Flipkart, IIT-D alumnus), Navi group is a financial services company.

      Navi

      100% subscribed

      • Gross Returns11.96 %
      • Tenure24 months
    • CP from a subsidiary of TITAN (TATA JV)

      CaratLane Trading Private Limited

      100% subscribed

      • Gross Returns7.5 %
      • Tenure3 months
    • Zetwerk is a B2B manufacturing marketplace and fastest Unicorn valued at $2.7 Billion, founded by IIT Graduates.

      Zetwerk

      100% subscribed

      • Gross Returns12.25 %
      • Tenure3 months
    • 1K is bringing ecommerce to rural India, while helping you earn great returns

      1K invoice

      100% subscribed

      • Gross Returns15.9 %
      • Tenure3 months
    • Participate in Uber’s growth journey while earning monthly returns

      Everest Fleet

      100% subscribed

      • Gross Returns17.5%
      • Tenure36 months
    • Invest in invoices of marquee FMCG clients like HUL & Nestle

      Calpro

      100% subscribed

      • Gross Returns11.7%
      • Tenure30 days
    • A leading global consumer finance provider, helping you earn great returns

      Home Credit

      100% subscribed

      • Gross Returns12%
      • Tenure15 months
    • The Infrastructure industry in India is growing – so is your money with Aris

      Aris Invoice

      100% subscribed


      • Gross Returns12.6%
      • Tenure3 months
    • Founded by Sachin Bansal (Ex-Flipkart, IIT-D alumnus), Navi group is a financial services company.

      Navi

      100% subscribed

      • Gross Returns11.96 %
      • Tenure24 months
    • CP from a subsidiary of TITAN (TATA JV)

      CaratLane Trading Private Limited

      100% subscribed

      • Gross Returns7.5 %
      • Tenure3 months
    • Zetwerk is a B2B manufacturing marketplace and fastest Unicorn valued at $2.7 Billion, founded by IIT Graduates.

      Zetwerk

      100% subscribed

      • Gross Returns12.25 %
      • Tenure3 months
    • 1K is bringing ecommerce to rural India, while helping you earn great returns

      1K invoice

      100% subscribed

      • Gross Returns15.9 %
      • Tenure3 months
    • Participate in Uber’s growth journey while earning monthly returns

      Everest Fleet

      100% subscribed

      • Gross Returns17.5%
      • Tenure36 months
    • Invest in invoices of marquee FMCG clients like HUL & Nestle

      Calpro

      100% subscribed

      • Gross Returns11.7%
      • Tenure30 days
    • A leading global consumer finance provider, helping you earn great returns

      Home Credit

      100% subscribed

      • Gross Returns12%
      • Tenure15 months
    • The Infrastructure industry in India is growing – so is your money with Aris

      Aris Invoice

      100% subscribed

      • Gross Returns12.6%
      • Tenure3 months
    • Founded by Sachin Bansal (Ex-Flipkart, IIT-D alumnus), Navi group is a financial services company.

      Navi

      100% subscribed

      • Gross Returns11.96 %
      • Tenure24 months
    • CP from a subsidiary of TITAN (TATA JV)

      CaratLane Trading Private Limited

      100% subscribed

      • Gross Returns7.5 %
      • Tenure3 months
    • Zetwerk is a B2B manufacturing marketplace and fastest Unicorn valued at $2.7 Billion, founded by IIT Graduates.

      Zetwerk

      100% subscribed

      • Gross Returns12.25 %
      • Tenure3 months
    • 1K is bringing ecommerce to rural India, while helping you earn great returns

      1K invoice

      100% subscribed

      • Gross Returns15.9 %
      • Tenure3 months
    • Participate in Uber’s growth journey while earning monthly returns

      Everest Fleet

      100% subscribed

      • Gross Returns17.5%
      • Tenure36 months
    • Invest in invoices of marquee FMCG clients like HUL & Nestle

      Calpro

      100% subscribed

      • Gross Returns11.7%
      • Tenure30 days
    • A leading global consumer finance provider, helping you earn great returns

      Home Credit

      100% subscribed

      • Gross Returns12%
      • Tenure15 months
    Media Coverage

    Here's what the media says about us

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    • the hindu business line site link
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    Backed by top investors

    Accel

    trusted by some of the most well known entrepreneurs in India

    • siddharth shah cofounder of pharmeasy
      Siddharth Shah
      Co-founder, Pharmeasy
    • Mankekar
      Mankekar
      Family Office
    • Capital - A
      Capital - A
      Venture Capital
    • dharmil sheth cofounder of pharmeasy
      Dharmil Sheth
      Co-founder, Pharmeasy
    • ramakant sharma cofounder livspace
      Ramakant Sharma
      Co-founder, LivSpace
    Some love from investors on our platform
  • "Jiraaf is a super convenient platform for investing in great opportunities. The opportunities are fixed in nature providing great returns with short tenors,  and it safeguards you from market volatility. With a million tabs open in our minds, we tend to keep ...Read More
    Shagun Sahdev
    Shagun Sahdev
    Retail Consultant
  • "Jiraaf provides the platform to grow our wealth through fixed return assets. The ability to diversify across brands and asset types at one location provides a great peace of mind to me."
    Sitakanta Ray
    Sitakanta Ray
    Co-Founder
    RetainIQ
  • "I was super impressed with the ease of registering with the platform and investing using it. It gives you the confidence to invest and an opportunity to diversify your portfolio risk from the conventional debt and equity investments"
    Gitanjali Mirchandani
    Gitanjali Mirchandani
    Ex-MD JM Financial Credit Solutions (RE)
  • "I am extremely satisfied with the alternate investment products offered by Jiraaf, which otherwise not possible for small retail investors. Jiraaf has bridged the gap and provided a tech-based solution to its investors"
    Rahul Chamaria
    Rahul Chamaria
    Executive Director, Star Cement Ltd.
  • "Opportunities offered by Jiraaf have great risk-return balance. The information provided is quite useful to help an an informed investment decision. I was very pleased with the straightforward, simple and clear process of investing."
    Sawan Singamsetty
    Sawan Singamsetty
    Associate Director, HSBC Investment Banking
  • "Jiraaf is my go-to place for alternate investments when it comes to fixed income instruments. I trust Jiraaf with my money because I know that the team behind it is meticulous and thorough in its work process."
    Sumit Dhingra
    Sumit Dhingra
    GM- India and South East Asia, Crocs
  • "We need to look beyond FDs and debt funds if we want to beat inflation and Jiraaf is the ideal platform. They have had some fantastic deals in the past and I hope they will continue to offer such deals in the future."
    Ravi Handa
    Ravi Handa
    Director
    Unacademy
  • "I was a regular FD person earlier, so all my non-equity money was kept in FD. With 5% interest rate on FD, I was getting 3.5% post tax. However, Jiraaf gives me opportunity to invest in alternative investment opportunities with much higher returns. Now I hav ...Read More
    Amit Arora
    Amit Arora
    Associate Professor
    IIT Gandhinagar
  • "Jiraaf has innovated the fixed income space in the form of new age alternative investments that provide very good returns with varied tenors. It’s been a safe investment option so far for me yielding returns better than other investment options available in ...Read More
    Shivi Kalia
    Shivi Kalia
    Ex-Head BHR, Tech Mahindra Business Services
  • "Jiraaf is a super convenient platform for investing in great opportunities. The opportunities are fixed in nature providing great returns with short tenors,  and it safeguards you from market volatility. With a million tabs open in our minds, we tend to keep ...Read More
    Shagun Sahdev
    Shagun Sahdev
    Retail Consultant
  • "Jiraaf provides the platform to grow our wealth through fixed return assets. The ability to diversify across brands and asset types at one location provides a great peace of mind to me."
    Sitakanta Ray
    Sitakanta Ray
    Co-Founder
    RetainIQ