Terms of Use

This Terms and Conditions ("Agreement") is between you and JIRAAF PLATFORM PRIVATE LIMITED (CIN No. U65120KA2021PTC149273) (hereinafter “Jiraaf”). The Services being provided herein relates to certain electronic services and information ("Services") to which you will have electronic access depending upon your user category through Jiraaf client web site i.e. https://www.jiraaf.com (the "Site"):

If you are Jiraaf registered client, this Agreement is in addition to, and does not nullify, any other agreement, including the Privacy Policy and any annexure and supplements thereto between you and Jiraaf governing the conduct of your relationship with Jiraaf.

The terms and conditions contained herein may be amended, altered, supplemented, revoked, rescinded or replaced by Jiraaf, whether in full or in part, from time to time as may be notified on the Site or in such other manner as Jiraaf may deem fit.

You acknowledge that the information on this Site does not constitute an offer to sell or a solicitation of an offer to buy any security that may be referenced in the Site. If you wish to learn more about information contained on the Site, you may contact a representative of Jiraaf.

To become a Registered Client you must indicate that you agree to be bound by all of the terms of this Agreement by clicking "I Accept" during registration. Until you click on the "I Accept” , you have no right to access any restricted area on the Site. A Guest will be deemed to accept the terms and conditions of this Agreement by using the Site.

Guests: Users in this category will be provided with limited samples of Services offered on the Site but need not register to obtain access to the Site. For purposes of this Agreement, access by a Guest to the Site is at the sole discretion of Jiraaf, from time to time, may or may not permit a Guest to access the Site.

Registered Clients: This category of user will be provided with electronic access to the various Services provided by Jiraaf on the Site. The clients registered with Jiraaf (Registered Client) will have no time limitation with respect to the use of these Services as long as they remain a client of Jiraaf. Registration by submitting a physical application form and other documentary proof is required for this user category.

  • Services Provided

    • Jiraaf shall provide you with electronic access, through your computer or other electronic device (collectively "Computer"), to the Services, including but not limited to the provision of information with respect to investments ("Information") and offering of online investment services in permitted securities for online bond platforms ("Online Investment") traded on the Bombay Stock Exchange Limited and the National Stock Exchange of India Limited (collectively "Exchanges") through the Site by means of an order routing system which includes inter alia all activities pertaining to order management such as capturing of an order, validation, routing of the order to the Exchanges, order cancellation, order confirmation and other related activities ("System"), value added services including but not limited to stock watch, market watch, research reports, portfolio aggregators, stock statements and transaction summaries, through the services of an unaffiliated Internet service provider (the "Provider") by you and the ability to communicate electronically with Jiraaf ("E-mail"), depending upon which category of User you are. Jiraaf may at its sole and absolute discretion, cancel or change any or all the Services or registration instructions in any manner whatsoever at any time or introduce additional Services from time to time, upon printed or electronic notice. Your continued use of the Services following the posting or notice of any changes or introduction of new Services will constitute your acceptance, ratification and confirmation of such changes. You agree not to attempt to connect to the Site, to use the Services or to view any of the Information if you do not agree to the terms of this Agreement.
    • Jiraaf reserves the right to charge a Registered Client a separate service fee for using the Services to effect transactions above a certain stipulated number/threshold.

  • User Credentials

    • As part of you the registration process the Registered Client will be entitled to a user identification comprising of any alphabetical/numerical combinations or an alphabetical and numerical combination ("User Identification") and to a login One Time Password (OTP) for the purpose of authentication to access the Site, System and the Services, as the case may be. The login authentication may include second level and / or transaction level authentications as well and would be required to meet such requirements as may be stipulated by the Exchanges and/or the Securities and Exchange Board of India ("SEBI") and/or any other authority and Jiraaf, from time to time.
    • The System itself generates the login OTP and the same will be intimated to the Registered Client. (The User Identification and OTPs, are hereinafter collectively referred to as "User Codes").
    • The User Codes are for your personal use only. You are responsible for the confidentiality and secrecy of the User Codes, and agree not to provide them to any third party. You shall ensure that you are the only authorized user of the User Codes. You are solely responsible for all statements made, orders entered and transactions effected by any third party and acts or omissions that occur while your User Codes are being used, whether or not such third party was authorized so to do. Jiraaf shall be entitled to presume that any order or instructions entered or communicated using the User Codes is the Client's own order or instruction. Jiraaf is not responsible for any breach of security caused by your failure to maintain the confidentiality of your User Codes. You shall be fully responsible and liable for and will pay or reimburse Jiraaf on demand all costs, charges, damages and expenses incurred by Jiraaf as a consequence of access and/or use of your account, the Site, System or Services by any unauthorized third party with your User Codes. You agree to notify Jiraaf immediately, if you believe the confidentiality and secrecy of any or all of your User Codes has been compromised in any way, or in the event of your learning about a possible or actual unauthorized use of the Services, together with full details of such loss, theft or unauthorized use including the date of such loss, theft or unauthorized use and in the case of unauthorized use, the manner in which it was used and the transactions effected pursuant to such unauthorized use. Jiraaf reserves the right to revoke your User Codes at any time without prior notice.

  • Electronic Recording

    • You acknowledge and consent to the taping or any form of electronic recording, retention, monitoring and use by Jiraaf (and its employees, representatives, affiliates and agents) of all communication, electronic or otherwise, between you and Jiraaf or its representatives or agents and information and data that you input during your use of the Services, including without limitation, all orders placed by you to purchase or sell a security, all activities related thereto and all selections and uses of calculators and other tools included therein.
    • You further agree that such recordings and Jiraaf 's records of any orders, instructions and communications given or made by you or Jiraaf by electronic mail, fax or other electronic means shall be admissible as evidence and shall be final and binding evidence of the same. If Jiraaf so chooses to record the orders, instructions and communications, it shall be free to store the same for such period as it may deem fit and Jiraaf may overwrite, erase or destroy such records at such intervals as it may deem fit.

  • Property Rights in Information and Services; Suitability and Compliance with Law

    • The Services and any Information provided through the Services are being provided by Jiraaf only for your personal, non-commercial use and display. You may download the Information to the Computer and print out a hard copy for your personal reference, provided that you agree not to remove any copyright or other notices contained therein.
    • The Services and the Information are the property of Jiraaf or its licensors and are protected by applicable copyright, patent, trademark or other intellectual property law. Except as expressly authorized herein, you may not reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate, or commercially exploit such Information or any of the Services provided in any manner (including electronic, print or other media now known or hereafter developed) without the written consent of Jiraaf. You also agree not to use the Information or Services for any unlawful purpose, and you shall comply with any request of Jiraaf or any of the third party providers to protect their respective rights in the Information and Services.
    • Although the Information includes material about the investment process generally as well as research commentary relating to specific securities, Jiraaf is not providing investment or disinvestment advice through the Site and does not represent or recommend that any such securities are suitable for you. In addition, you agree to make your own independent evaluation of the investment merits and suitability for you of any such securities based on your specific investment objectives and financial position and using such independent advisors as you may believe necessary. Such Information shall not be deemed to be a solicitation of a transaction by Jiraaf or any third party provider acting on behalf of Jiraaf. The Information contained on the Site reflects the authors' analysis as of the published date and does not in any way reflect the views of Jiraaf or its affiliates. The accuracy, completeness or timeliness of such Information cannot be guaranteed and is subject to change without notice. Further, the price for any security contained in any section of the Site may differ from the price for that security contained on any other section of the Site. Neither Jiraaf nor any third party provider acting of Jiraaf behalf is under an obligation to update the Information to reflect circumstances that may occur after the earlier of the date first appearing on the Site or the date contained on the Information. You also acknowledge that neither the Services nor any of the Information will be used by you as tax or legal advice. The Information is provided on the Site on a no-liability, no-guarantee and no-obligation basis.
    • With respect to a Jiraaf registered client on the Site, unless we otherwise notify you in writing, any Information provided through the Services shall not be deemed to supersede or replace official statements of transactions, money or securities positions required to be transmitted by Jiraaf to you.
    • In the event you use the Services or the links included on the Site to gain access to a web site of SEBI or the web-site of Exchanges or other world wide web site or Internet location or source of information of any company, organization or person other than Jiraaf, or to any other Internet location, you acknowledge that such other sites or locations are not under the control of Jiraaf and agree that Jiraaf shall not be responsible for any information or other links found at any such world wide web site or the web-site of SEBI or the Exchanges or Internet location or source of information, or for your use of such information. Jiraaf provides such links only as a convenience to you, and has not tested any software or verified any information found at such sites. The fact that Jiraaf has provided a link to another site does not signify an endorsement of the site or its contents by Jiraaf. There are inherent risks in the use of any software or information found on the Internet, and you acknowledge that you understand these risks before making any use of the Services.
    • Transmission or use of any material in violation of this Agreement, or any applicable law, rule or regulation (whether of the Republic of India or other countries), or the rights of any third party is prohibited. This includes, but is not limited to, copyrighted material, material which is defamatory, threatening, obscene, lewd and indecent, material protected by trademark, trade secret, or patent laws, or material that results in an invasion of privacy.
    • The Services are not registered under any securities law of any foreign jurisdiction and is only to be availed by a Guest or Registered Client, as the case may be, in a jurisdiction where it may be lawful to offer such Services.

  • Warranties and Limitation of Liability Regarding the Services

    • The accuracy, completeness, sequence or timeliness of the information cannot be guaranteed. Jiraaf and its affiliates, their financial advisors, agents and licensors shall not have any responsibility or liability for direct, indirect, consequential, special, or other damages you may incur for any reliance by you on information or for the reliability, accuracy, completeness, sequence or timeliness thereof for any delays, interruption or errors in the transmission or delivery of any part of the information or services, or for any unauthorized use by you of e-mail. Any orders accepted during off market hours will be sent to the exchanges after such exchange opens on the next trading day. Such orders will be processed on best effort basis. Jiraaf does not take any responsibility or liability in any event whatsoever for any delay in processing / non processing of such order by Jiraaf, delay in acceptance and / or execution or non-acceptance and/or non-execution of the order by the concerned exchange due to any reason whatsoever.
    • You understand that any quotations provided as part of the services may be delayed and may not reflect the prices at which the quoted securities may be bought or sold. You should not make any decisions to buy or sell securities based on such quotations or on any other information accessed on or through the Site. You understand that Jiraaf does not guarantee that it will continue to make the information and/or services available to you, whether by the same methods currently used or otherwise. You agree not to hold Jiraaf liable for any damages arising from a discontinuation or modification of all or part of the services or information.
    • Jiraaf shall ensure that order acceptance or rejection by the System is communicated to the Registered Client within a reasonable period of time. Jiraaf shall send electronically including without limitation, trade confirmations, notifications of trade failures for the execution of the Registered Client's order/trade. Such confirmation shall be made available to the Registered Client by way of web postings accessible to the client after login or through an e-mail address provided by such client. The Registered Client agrees that the information sent by Jiraaf by web posting/e-mail is deemed to be a valid delivery of such information by it.
    • All trades/ orders routed through the Site/System shall be deemed to be unsolicited trades.
    • Jiraaf may set such parameters or checks in the System that may result in the Site or System rejecting the orders of a Registered Client. Such rejection is not/would not be an indication of such client's creditworthiness but is a risk management measure undertaken by Jiraaf. However Jiraaf shall not be liable for any direct or indirect loss or damages caused to such client by such rejection.
    • Except as expressly set forth in this agreement, Jiraaf and its affiliates, agents and licensors hereby expressly disclaim all express and implied warranties, including without limitation, warranties of merchantability, fitness for a particular purpose, and error-free and uninterrupted services. Jiraaf does not warranty, guaranty, or make any representations or warranties whatsoever, express or implied, or assume any liability to you regarding (i) the use or the results of the use of the services, including without limitation any financial results based on use of the services or information or any delay or loss of use of the services, or (ii) system performance and effects on or damages to software and hardware in connection with any use of the site, services, and information.
    • In addition to and without limiting the foregoing, Jiraaf shall not be liable for any harm caused by the transmission, through the services or information, of a computer virus, or other computer code or programming device that might be used to access, modify, delete, damage, corrupt, deactivate, disable, disrupt, or otherwise impede in any manner the operation of the services or any of your software, hardware, data or property.
    • In addition to and without limiting the foregoing, Jiraaf makes no representation and assumes no liability regarding the quality, safety, accuracy, or suitability of any information or software found on any other site not under Jiraaf control.
    • Jiraaf and its affiliates, their respective financial advisors, agents and licensors shall not be liable for any losses or damages incurred by you related in any way to your use of the services and information.
    • Except as otherwise provided by law, Jiraaf shall have no liability for losses caused by the negligence, actions or failure to act of the provider or any third party provider acting on Jiraaf behalf.
    • To the extent permitted by law, neither Jiraaf nor the provider or any third party provider acting on Jiraaf behalf shall be liable to you for any indirect, special, incidental or consequential damages (regardless of whether such damages are reasonably foreseeable), or for any loss, costs, expenses including without limitation reasonable legal fees, arising from a failure, interruption, error, omission or delay in the performance of their obligations or in the transmission of information that results from a cause over which Jiraaf or any other such entity does not have control, including but not limited to
      • failure of electronic or mechanical equipment/any failure in the links/system failure/faults in the telecommunication network or internet or network failure or software/hardware errors at your end or at the end of Jiraaf or of the exchanges or
      • theft or
      • destruction or
      • unauthorized access, alteration or use of information or
      • incomplete/incorrect data or information provided to Jiraaf over the site/system and/or any error in the execution of any request due to such incomplete/incorrect data,
      • strikes, failures of common carrier or utility systems, severe weather, fire, floods or other causes commonly known as "acts of god" or force majeure events.
    • The Bombay Stock Exchange Limited / The National Stock Exchange of India Limited is not in any manner answerable, responsible or liable to any person or persons for any acts of omissions or commission, errors, mistakes and/or violation, actual or perceived by us or our partners, agents, associates etc., of any of the rules, regulations, bye-laws of the Bombay Stock Exchange Limited, the National Stock Exchange of India Limited, Securities and Exchange Board of India Act, 1992 or any other laws in force from time to time. Bombay Stock Exchange Limited / The National Stock Exchange of India Limited is not answerable, responsible or liable for any information on this website or for any services rendered by our employees, our servants, and us.

  • Your Representations And Warranties

    • You hereby represent and warrant that you are of the age of majority and are legally capable of entering and executing this Agreement.
    • You hereby further represent and warrant that, in conjunction with your on-line trading account and any other account(s) that you maintain with Jiraaf at any time, that you will utilize said account(s) solely for lawful purposes and will remain aware of, and fully comply with, all applicable laws, rules and/or regulations governing the use of said account(s) including, but not limited to, laws, rules and/or regulations relating to information technology, taxation, exchange or capital controls and reporting or filing requirements.
    • You agree that Jiraaf cannot advise or counsel you as to the existence or applicability of any particular law, rule and/or regulation and that you are solely responsible for remaining aware of, and complying with, all such laws, rules and/or regulations. If you are a Registered Client you hereby represent and warrant that all the information provided by you during the registration process is accurate and complete. In case where the client is a non resident Indian, you additionally agree to abide by the Foreign Exchange Management Act, 1999 and rules and regulations issued and amendments carried out thereunder from time to time and other applicable laws and any law, regulation or rule in your jurisdiction, including but not limited to tax, foreign exchange and capital control and for reporting or filing requirements that may apply as a result of your country of citizenship, domicile, residence or tax-paying status.
    • You acknowledge that you are fully aware of and understand the risks associated with availing of Services for routing orders over the Site/System including the risk of misuse and unauthorised use of your User Codes by a third party and the risk of a person hacking into your account on the Site/System. You agree that you shall be fully liable and responsible for any and all unauthorised use and misuse of any of your User Codes and also for any and all acts done by any person through the System on your User Identification in any manner whatsoever, including but not limited to a third party placing a request or order on your behalf over the Site/System. You are aware that Jiraaf is agreeable to offer the Services over the Site/System only if Jiraaf is not required to bear and only if you agree to bear, the risk responsibility and liability of such misuse or unauthorised use.
    • You agree that you shall immediately notify Jiraaf in writing with full details if:
      • You discover or suspect unauthorized access through your User Codes or account,
      • You notice discrepancies that might be attributable to unauthorized access,
      • You discover a security flaw in the Site or System.
    • You shall immediately log off from the Site and System at any time that you finish accessing it.
    • You hereby agree that you may not be allowed to do transactions through the System with respect to certain securities/segments as may be notified by Jiraaf from time to time.
    • You further agree that you may not be allowed to transact through the System with respect to certain securities or orders/requests below and above certain amounts, as may be notified by Jiraaf from time to time.
    • You further agree that you will not initiate, promote or participate in any unfair or manipulative market practices.
    • The use and storage of any information including, without limitation, profile, portfolio information, transaction activity, account balances and any other information on your personal computer is at your own risk and you shall take sole responsibility for the security of such information.
    • You are aware that you have the option of not availing of the Services. However being fully aware of all risks, you desire the convenience of such Services, including but not limited to transmitting orders and instructions over the Site/System and have therefore opted for such Services of your own free choice and are willing and agreeable to bear all associated risks, responsibility and liability.

  • Risk Disclosure

    • You confirm that you have read the risk disclosures formulated by the Exchanges together with all additional disclosures made by Jiraaf from time to time, that contain important information on trading in the equities and futures and options segments of the Exchanges, and are aware of the contents contained therein.
    • The risks involved in trading in various instruments on the Exchanges, and as set out in detail in the above risk disclosure formulated by the Exchanges together with SEBI inter alia include, risk of high and low volatility, risk of wider spreads, risk reducing orders, risk of new announcements, risk of rumours, systems risks and system/network congestion. With respect to the futures and options segment, you have acquainted yourself with the additional features of "leverage" or "gearing" and you are aware of the risks of option holders. You are also aware of the commission and other charges payable to the Exchanges and Jiraaf.
    • You are also made aware of all the rights available to you under the extant laws, rules, regulations and bye-laws of the Exchanges and of all your obligations thereunder and hereunder.
    • If you have any concerns with respect to the above you may contact our office.
    • You must know and appreciate that investment in debt securities market or other instruments traded on the Exchanges, which have varying element of risk, is generally not an appropriate avenue for someone of limited resources/limited investment and/or trading experience and low risk tolerance. You should therefore carefully consider whether such trading is suitable for you in the light of your financial condition. In case you trade on the Exchanges and suffer adverse consequences or loss, you shall be solely responsible for the same and the Exchanges(s), its Clearing Corporation/Clearing House, SEBI and/or Jiraaf shall not be responsible, in any manner whatsoever, for the same and it will not be open for you to take a plea that no adequate disclosure regarding the risks involved was made.
    • You shall be solely responsible for the consequences and no contract can be rescinded on that account. You must acknowledge and accept that there can be no guarantee of profits or no exception from losses while executing orders for purchase and/or sale of a debt securities being traded on the Exchanges.
    • In the light of the risks involved in and the other significant aspects of trading, you should undertake transactions only if you understand the nature of the contractual relationship into which you are entering and the extent of your exposure to risk.
    • In light of the foregoing, you declare that:
      • You shall be wholly responsible for all your investment decisions and trades;
      • You have read and understood the risks involved in trading on the Exchanges;
      • The failure to understand the risk involved shall not render a contract as void or voidable and you shall be and shall continue to be responsible for all the risks and consequences for entering into trades in the segments in which you choose to trade;
      • all monies, securities or other property which may be required to open and/or to maintain your account shall be held subject to a general lien for the discharge of your obligations to Jiraaf;
      • you shall not, acting alone or in concert with others, directly or indirectly, hold and control more than the number of securities as may be permitted under the provisions of SEBI (Substantial Acquisition of Shares and Takeover) Regulations, 1997 on any other applicable Rules, Regulations or Bye-laws. You alone shall be responsible for the compliance of the provisions of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 1997 or any statutory modifications or replacements thereto;

  • Policy on Trade Cancellation & Refund

    • As a SEBI-regulated Online Bond Platform, Jiraaf adheres strictly to the applicable guidelines issued by SEBI and recognized stock exchanges from time to time with respect to trade cancellation and refund. Accordingly, any request for cancellation or refund of trades shall be governed entirely by the relevant regulatory framework. The current applicable Exchange circular on the subject can be accessed here.
    • Please note that investments in debt securities, municipal debt securities, and securitised debt instruments are subject to inherent risks, including but not limited to delays or defaults in payment. We strongly encourage investors to read all offer-related documents thoroughly before making any investment decision.
    • Investing in opportunities listed on our platform is entirely at your discretion, and you may choose to refrain from placing an order at any time prior to final confirmation.

  • Confidentiality

    • Jiraaf shall use reasonable precautions to maintain the confidentiality of the information you have provided to Jiraaf and information you have created, inputted or developed in connection with your use of the Services, but because such information can be accessed through the internet, you hereby acknowledge and agree that there can be no assurance that the information, any Information provided to you through the Services, the orders placed by you to purchase or sell a security or to transfer funds or any communication through e-mail will remain secure. In addition, Jiraaf may disclose such information to its employees, representatives, officers, agents, and affiliates, as well as a governmental or regulatory entity or recognized stock exchanges, the service providers or any other third party agent or service provider for any purpose related to the conduct of Jiraaf 's business or to the offering, providing or maintaining of the Services, to comply with applicable rules, orders, subpoenas or other legal process, or in order to give information to any government agency or regulatory body or recognized stock exchanges or official requesting such information, or for any other legitimate business purpose.

  • Governing law

    • Except for statutes of limitation applicable to claims, this Agreement and all the terms herein shall be governed by and construed in accordance with the laws of the Republic of India without giving effect to principles of conflicts of law. For non exchange transactions, the statute of limitation applicable to any claim shall be that which would be applied by the courts of the state in which you reside.
    • The Reserve Bank of India regulates investments in securities made by non-resident Indians in India.

  • Dispute resolution

    • You agree with Jiraaf to refer any claims and/or disputes to arbitration as per the Rules, Bye-laws and Regulations of the Exchanges and circulars issued thereunder as may be in force from time to time.
    • You are aware of the provisions of the Bye-laws, Rules and Regulations of the Exchanges relating to the resolution of the disputes/differences through the mechanism of arbitration provided by the respective Exchanges and agree to abide by the said provisions in so far as any disputes under these terms relate to the transactions that are carried out on the Exchanges.
    • Except for the claim /disputes which are subject to the Rules and Regulations of the respective Exchanges on which the trades have been executed, any and all claims and disputes arising out of or in connection with this Agreement or its performance and/or otherwise and/or all matters relating to non-contractual claims shall be settled by arbitration by a sole arbitrator to be appointed by Jiraaf. The arbitration shall be governed by the provisions of the Arbitration & Conciliation Act, 1996.

  • Jurisdiction

    • Jiraaf and you declare and agree that the transactions executed on the Exchanges are subject to Rules, Bye-laws and Regulations and Circulars issued thereunder and all parties to such trade shall have submitted to the jurisdiction of such court as may be specified by the Bye-laws and Regulations of the Exchange for the purpose of giving effect to the provisions of the Rules, Bye-laws and Regulations of the Exchange and the circulars issued thereunder.
    • This Agreement shall at all times take effect as having been made, entered into and to be performed in the city of Bengaluru and the parties shall be deemed to have submitted to the exclusive jurisdiction of the competent courts/appropriate forums of/at Bengaluru with respect to all disputes between you and Jiraaf. The court of law shall only have jurisdiction for all matters referable to a court of law under the Arbitration and Conciliation Act, 1996 or otherwise. The Client and the Member agree to refer any claims and/or disputes to arbitration if and to the extent required by applicable laws. However, in matters where the Exchange is a party to the dispute, the Civil Courts at Mumbai shall have exclusive jurisdiction and in all other matters pertaining to Stock Exchange transactions, proper courts within the area covered under the respective Regional Arbitration Centre shall have jurisdiction in respect of the arbitration proceedings falling / conducted in that Regional Arbitration Centre.

  • Termination

    • Either you or Jiraaf may terminate this Agreement and your access to the broking Services at any time by giving 30 days notice. If you are a Registered Guest, your registration for these Services may continue for thirty (30) days from the time you registered unless terminated sooner by either you or Jiraaf. Jiraaf may discontinue or change the Information or the Services, or their availability to you, at any time. Any violation or breach by you of any of the terms of this Agreement will be cause for Jiraaf to terminate your access to the Services without notice. Paragraphs ‘WARRANTIES AND LIMITATION OF LIABILITY REGARDING THE SERVICES’, ‘CONFIDENTIALITY’, and ‘ASSIGNMENT’ shall survive termination of this Agreement.

  • Assignment

    • Resale and/or any commercial redistribution of the Services or Information, is not permitted. This Agreement and your rights and obligations hereunder may not be assigned by you without the written permission of Jiraaf and shall inure to the benefit of Jiraaf 's successors and assigns whether by merger, consolidation or otherwise. Jiraaf may assign this Agreement or any of its rights or obligations under this Agreement to the extent permitted by the laws to a company affiliated with, or a successor to or assignee of, Jiraaf, or to any other third party.

  • Miscellaneous

    • Save as set out in the preamble to this Agreement, this Agreement represents the complete and exclusive statement of the agreement and understanding between you and Jiraaf regarding your rights to access and use the Services and Information on the Site, and supersedes all prior and contemporaneous agreements and representations regarding such subject matter. Except as herein provided, no waiver, modification or amendment of any provision of this Agreement shall be effective against Jiraaf unless the same is in writing and signed by an authorized official of Jiraaf. Jiraaf may modify these terms and conditions at any time upon written notice or by posting the modified terms and conditions in the Site. You agree that if you use the Services after such notification of changes in the Agreement, you will be bound by all such changes. At the time of such modification, you will have the opportunity to reject such modification, which rejection shall constitute a termination of this Agreement and of your rights to access and use the Site, Services and Information. Should any term or provision of this Agreement be deemed or held to be invalid or unenforceable, the remaining terms and provisions shall continue in full force and effect.
    • Failure by Jiraaf to insist at any time upon strict compliance with any term of this Agreement, or any delay or failure by Jiraaf to exercise any power or right given to Jiraaf in this Agreement, or a continued course of such conduct on Jiraaf part shall at no time operate as a waiver of such power or right, nor shall any single or partial exercise preclude any other future exercise. All rights and remedies given to Jiraaf in this Agreement are cumulative and not exclusive of any other rights or remedies which Jiraaf otherwise has at law or equity.

  • Indemnification

    • You hereby indemnify and hold harmless Jiraaf (and its directors, officers, employees, control persons, vendors, licensors and agents), the Provider and any third party provider from and against any and all claims, losses, liabilities, damages, costs and expenses (including reasonable attorney's fees and costs) arising out of or related to your breach of your agreements, representations and warranties contained in this Agreement or your use of the Services or Information
      • in violation of this Agreement,
      • in violation of any rights of Jiraaf, the Provider and any third party Information provider, including copyright, patent, trade secret, trademark, or other intellectual property rights and publicity and privacy rights, or
      • in violation of any applicable law, rule or regulation, or (iv) your failure to maintain the security of your User Codes as applicable in accordance with this Agreement. This indemnification shall be binding upon you and your executors, heirs, successors and assigns.

  • Communications

    • Upon your express consent by way of clicking on the check box provided by Jiraaf for this purpose, You expressly agree to receive communications (including promotional materials) by way of telephones, WhatsApp, RCS, SMS, e-mails, etc, from Jiraaf relating to any Services provided through the Platform.