Refer. Earn. Repeat.

Any customer who has registered on Jiraaf is eligible to take part in the referral program and can refer their friends and family members. However, the customer will be eligible for receiving their referral reward only after completing their KYC and providing their bank account details.

There is no limit on the number of family members and friends that you can refer.

The minimum amount of bond investment is ₹1,00,000 cumulatively across one or more bond investment opportunities available on the platform.

No, all your referrals need to be new users who have registered on the Jiraaf platform using your referral link.

Any user referring 10 friends will receive a referral reward of ₹20,000 post each of their friend make qualified investments for a total of ₹1,00,000 across one or more investments. Your friend is NOT eligible to receive any reward as per regulatory guidelines. Only the referrer can earn rewards.

You will earn the reward once your referrals have made their first bond investment of at least ₹1,00,000 or more on Jiraaf.

No. Your friends must use your referral link to register & make the required investment within 60 days for you and your friends to qualify for rewards.

Yes, you will be eligible for the referral reward even if you haven't made a bond investment, but your referral has made the qualified required investment(s).

You will be eligible for the referral rewards as and when you complete your KYC, and the rewards will be credited to your account on or before the 15th of the next month from the date of completion of your KYC.

The referral program does not have an end date. But every referral reward is valid ONLY for 60 days from the date of registration of the referred user. Both the referrer and referee will NOT be eligible for rewards if the referee makes their first bond investment beyond 60 days after their registration date. To qualify for the rewards, all the referrals should have successfully invested at least ₹1,00,000 or more across one or more bond investment opportunities, and the referrer should have completed their KYC and provided their bank account details.

You will be eligible for the reward when your friend makes a total bond investment of ₹1,00,000 or more split across multiple bond investment opportunities. The total bond investment of ₹1,00,000 or more should have been done within 60 days of registration. Your friend is NOT eligible to receive any rewards as per regulatory guidelines. Only the referrer can earn reward.

No, you and your friend will NOT be eligible for receiving referral rewards if their first bond investment date falls after 60 days from the date of registration on the platform.

Your referrals and their eligibility status can be viewed in your profile Dashboard under the My Referrals section.

All referral rewards that you have earned in a month will be paid out on or before the 15th of the following month.

No, your referral link will not expire for any friend to whom it has been shared. Your friend can use it to register any time they wish but will have to make a bond investment within 60 days from the date of registration so that you and your friend enjoy the referral benefit.

Your friend must complete a total investment of ₹1,00,000 or more across one or more bond opportunities to qualify for the reward. FD investments are NOT considered towards Refer & Earn program.