Here are answers to questions that we get asked most about investing in jiraaf
1Who can invest on the Jiraaf platform?
Anyone above the age of 18 years, who is a citizen of India and having valid KYC documents may invest on Jiraaf.
2What is the process to register on Jiraaf?
We just need your Mobile Number to register On Jiraaf. Registering will give you access to view opportunities listed on the platform
3What are the documents required for completion of KYC on Jiraaf?
We have simple 3-step KYC process which includes providing your PAN card, address proof (masked aadhar, passport, voter id and driving license) and bank details.
4How do I view opportunities on Jiraaf?
You can view opportunities on the Opportunity Listing page, which is accessible post login/signup. We also provide detailed information and associated documents about the opportunity to help you understand the opportunity better
5Are opportunities listed on Jiraaf risky?
All opportunities that are listed on the Jiraaf platform pass through our robust credit, due diligence and risk assessment framework.However, these investment opportunities carry varying degrees of risk.
Under extreme scenarios, though unlikely, there is a possibility of losing 100% of the invested amount. Hence, we recommend that investors understand the risk associated with every opportunity thoroughly before investing.
Diversifying your investments across multiple opportunities on Jiraaf is recommended. We also recommend that under no circumstance should an investor invest a majority of their portfolio in a single opportunity on Jiraaf.
Please reach out to us for further guidance and support to help you make an informed investment decision
6Is Jiraaf compliant with applicable regulatory norms (including SEBI or RBI, if applicable)?
Yes, Jiraaf is compliant with applicable regulatory norms.
7How much should I invest here?
Opportunities on Jiraaf platform are not a replacement for your investments in FDs, mutual funds and other asset classes. We encourage investors to look at their investments holistically and use Jiraaf to diversify their portfolio. We recommend an allocation of around 10% of your investment portfolio spread across multiple opportunities on Jiraaf. We also strongly recommend that under no circumstance should an investor invest a majority of their portfolio in a single opportunity on Jiraaf. You may always reach out to us at Jiraaf for further guidance/support to take an informed investment decision.
8Is there any minimum investment amount?
Yes, there is minimum investment specific to every opportunity listed on Jiraaf.
9Are opportunities listed on Jiraaf available for investment by NRIs?
NRIs can register and invest on certain opportunities in Jiraaf. NRIs will have to provide proof that they are citizens of India(we will need your Indian Passport during KYC).as an NRI, your investment in opportunities on Jiraaf is dependent underlying product offered and corresponding structure. Therefore please refer to the product specific FAQ for further clarity.
10How do I track and monitor my investments?
You can track and monitor your investments through Jiraaf's detailed dashboard. We will also send you information regarding your investments on a periodic basis. Our support team is always available if you require further assistance.
11How is Jiraaf earning money?
Jiraaf charges fee for listing the opportunities on its platform. This fee may be charged from the investor and/or borrower/counter parties and/or in the form of a spread while facilitating the traction. Jiraaf will completely transparent about these fees for every traction.
12What will happen to my investments if Jiraaf shuts down?
All investment facilitated on Jiraaf will be backed by permitted securities/ instruments which eventually secures the rights/ ownership/ title of the investors independent of Jiraaf's existence.